Investment Underwriter

Investment underwriters must be dedicated individuals who have the ability to learn quickly. They must be enthusiastic about their jobs and be able to analyze situations and numbers with ease. This career is only for people who are able to communicate effectively with people from all walks of life.

Investment underwriters are generally born leaders who are able to work with utmost confidence. Most importantly, this career is for reliable people who have the ability to keep information they learn at the job confidential. Investment underwriters generally enjoy finding solutions to problems using organized, practical approaches.

Investment underwriters, primarily speaking, are responsible for securing funds for private or even public corporations that are looking to raise capital for any particular venture. They do this by selling securities such as bonds and shares to people who are interested in investing in that particular venture.

Investment underwriters must gather funds by first finding terms of the securities that are acceptable to the corporation who needs the funds. They must, then, focus on finding investors who are willing to invest their resources on those predetermined terms. They are generally required to draw upon their expertise
There are various important duties that investment underwriters must perform while at work. First of all, they have to make sure that the company that is issuing the securities to raise funds is credible, and that their planned venture is feasible. Then they must determine the proper terms that would be beneficial to the corporation requesting investments, and lucrative to investors themselves.

Their job may involve coming up with business plans, writing cover letters etc. it normally also entails a lot of advising. Both parties involved in the transfer of funds often ask comprehensive questions and request neutral advice. This is where the expertise of an investment underwriter comes into play.

Investment underwriters are generally required to have at least a bachelor’s degree in a finance related discipline. They may also be proficient in accounting, mathematics or business administration. Candidates with master’s degrees are preferred. Management training program participants and those who have considerable internship experience in the field are also considered qualified for this kind of a position.

The salary of investment underwriters depend on a large number of factors. Most importantly, experience determines how much a person in this career path can earn. On average in the USA, investment underwriters earn US$ 60,000. However, there is considerable potential to earn a much higher amount per annum.

In India, salaries depend heavily on location and qualification. Regardless of the high degree of variation in salaries, investment underwriters are very well paid by most firms in all regions of urban India. They also receive non-monetary benefits including vacations with pay and health insurance.

Investment underwriters work 9am to 5pm jobs five to six days a week, and they often find themselves working overtime to meet upcoming deadlines. Their job involves high levels of stress because of the constant fear of making small mistakes which could have massive consequences. People in this career are generally required to talk a lot of work home as well. As a result, life in this career can be exhausting and can even take a toll on ones physical and mental health.

There are a number of perks associated with this career. Investment underwriters are often able to travel internationally for conferences and training seminars free of cost. On these trips, they get an allowance as well as considerable competition.

Moreover, the monetary and non-monetary compensations serve as a great motivation for people to get involved in this profession. There is a lot of room to progress within the field, and bonuses are frequent if investment underwriters are able to make good deals.

The biggest downside to this career path is the high level of stress the job brings, and the toll it brings on professionals within the discipline. With the sheer importance of the tasks being performed, the smallest glitch could have devastating consequences. Investment underwriters generally work overtime, and do not have much time for their families.

Investment underwriters also face a stiff amount of competition, and so getting jobs is often very difficult. Moreover, there is not much job security for most investment underwriters because even the slightest mistake can result in them being replaced by other aspiring investment underwriters.

Globally, positions in the field of investment underwriting are expected to rise at a less than average rate in the next five years due to unfavorable conditions for investment in most parts of the world. However, In India, investment is still on the rise and so positions are increasing at a faster than average rate.

There is still cutthroat competition for jobs as investment underwriters because of its lucrative nature and low level of supply of jobs. only the most talented and qualified individuals are able to overcome these barriers of competition and make a name for themselves in this profession.

Investment underwriters are, like most corporate jobs, require in any place with business setups and a demand and supply for investments. As a result, larger cities are the hub for people in this field. In India, all business centers have openings for investment underwriters. Mumbai, New Delhi, Kolkata and Hyderabad are good places to be investment underwriters. The states of Gujarat and Maharashtra have a lot of opportunities within this discipline.